8470 Main St. Suite B Birch Run, MI 48415   810-936-8006

Life Insurance

Whether your looking to protect your loved ones or the business you have built, our policies are designed to give you peace of mind if something were to happen to you at any sage in your life

Most commonly used to cover a loan, such as a mortgage, that has a set premium for a number of years.  Once the term is complete, most policies can be converted to a permeant policy without underwriting

Similar to a level term however you receive your entire premium back, tax free, once the term is complete.

By adding riders to your policy you may:

  • Avoid paying premiums if you were to become totally disabled 
  • Protect your children’s future insurability
  • Double your coverage if you pass away from an accident
  • Make a single premium payment, continue to make payments your whole life, or somwhere in between. You decide
  • Guaranteed coverage your entire life.  with you paying your premium your whole life, we guarantee a death benefit even if you live to be 120
  • Cash access – You have the ability to surrender funds or take out loans without having to deal with a bank
  • Great for all ages. You can protect your finances if you’re 85 or younger